Privacy Policy

1. Introduction

JSM Financial Service ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

We may collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and services, such as:

• Name and Contact Data (Email address, phone number, mailing address)
• Financial Information relevant to loan service eligibility and payment processing
• Geolocation & Device Data: When you initiate online EMI payments via our Pay portal, we automatically collect geographic location coordinates (Latitude & Longitude), IP address, and browser/device metadata for identity verification, transaction audit, and fraud prevention.
• Business Information for MSME related inquiries

3. How We Use Your Information

We use the information we collect for various purposes, including:

• To provide, process, and record loan EMI payments accurately
• To verify payment location, detect suspicious transactions, and prevent financial fraud
• To notify you about changes to our services or loan schedules
• To provide customer support and legal audit compliance
• To monitor the usage of our service and audit system logs

4. Data Security

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

5. Contact Us

If you have any change to queries about this Privacy Policy, please contact us at: